services & mortgages

We are committed to providing a seamless mortgage experience, from the time you contact us until the time we close on your home. Our team has years of experience in the industry and is skilled in all aspects of mortgages, from fixed-rate loans to refinancing.

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Cox Home Loans/ conventional mortgage

Conventional Mortgage

"Conventional mortgage" or "conventional loan" is a term you'll always encounter when shopping for a mortgage. After all, this common mortgage type is provided by most lenders.
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Cox Home Loans/ condo mortgage

Condo Mortgage

A condominium, or condo, is one of the most prevalent forms of residence among working professionals in urban areas and young couples embracing the joy of first-time homeownership.
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USDA Home Loan

A USDA home loan is a zero-down payment mortgage for qualifying rural homebuyers issued through the USDA loan program.
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VA Loan

A VA loan is a mortgage provided through a U.S. Department of Veterans Affairs program available to active and veteran service personnel and their surviving spouses.
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Jumbo Loan

You may need a mortgage to finance the purchase when you buy a new property. A jumbo mortgage can provide you the larger funds traditional loans do not cover.
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Cox Home Loans/ FHA loans

FHA Loans

An FHA loan is a government-backed mortgage loan that allows you to buy a home with looser financial requirements. You may qualify for an FHA loan if you have debt or a lower credit score.
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Cox Home Loans/ land loan

Land Loan

If you're eyeing a piece of land rather than an existing house because you want to build from scratch, you probably won't be able to get a regular mortgage to finance the purchase.
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Cox Home Loans/ arm conversion

Arm Conversion

Refinancing can be done for many reasons, but switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common.
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Cox Home Loans/ debt service coverage loan


As a real estate investor, you can dodge high rates and high points of private loans, lengthy approval processes, and stringent lending criteria with a debt service coverage ratio loan.
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If your income or credit history falls outside the strict guidelines set by traditional mortgage loan programs, a non-QM loan may be worth considering.
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Reverse Mortgage

A reverse mortgage is a loan a homeowner aged 62+ with home equity can borrow against the home's value and receive funds for daily expenses.
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Cox Home Loans/ 1099 mortgages

1099 Mortgage

1099 Mortgage loans allow you to ensure a mortgage without the documentation you usually use to verify your income, such as W-2s and tax returns. Instead, workers qualify based upon the the 1-2 years of 1099's.
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Cox Home Loans/ asset based mortgage


An asset-based mortgage produces an ‘income stream’ from your assets by depleting them over the mortgage term. It’s how you qualify despite not having a traditional income.
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Cox Home Loans/ ITIN mortgage

ITIN Mortgage

Individual Tax Identification Number (ITIN) loans are for borrowers who do not have Social Security numbers. Borrowers with ITIN cards can qualify for a mortgage if they meet the eligibility requirements.
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Cox Home Loans/ bank statement loans

Bank Statement

A bank statement loan is often an excellent option for qualified self-employed borrowers. However, self-employed borrowers must choose the best loan product to help fulfill their mortgage needs.
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ARM Conversion

Refinancing can be done for many reasons, but switching from an adjustable-rate mortgage (or ARM) to a fixed-rate mortgage is one of the most common.
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Cox Home Loans/ government loans

Cash-Out Refinance

A cash-out refinance allows you to use your home as collateral for a new loan and some cash, creating a new mortgage for a more considerable amount than what is currently owed.
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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