An asset-based mortgage produces an ‘income stream’ from your assets by depleting them over the mortgage term. It’s how you qualify for a mortgage despite not having a traditional income.
An asset-based loan or asset utilization loan utilizes assets as income. Whether you are a retiree with a small limited income, a new business, or an established company that needs to sustain a high cash flow, the ease, and benefits of asset-based loans and mortgages have made them a prevalent solution for borrowers in recent years.
Asset-based mortgages offer distinctive benefits.
If you have significant assets set aside, you may be a good prospect for an asset-based mortgage, using your liquid assets to qualify for a mortgage.
Rather than investing all your money in a home upfront and putting it at risk, we can help you get the mortgage required to use your liquid assets promptly. This will give them plenty of opportunity to keep compounding and grow your earnings. At the same time, you also invest in a home.
We bring a customized, unique approach to mortgages. Our lending solutions use the perfect hybrid of human-driven insights and technical prowess to process loans faster and significantly reduce costs.