A place to call home for every moment that matters..png

A place to call home for every moment that matters.

At Cox Home Loans, our mission is to help our clients achieve their dream of homeownership by providing the best possible service and rates. We know buying a home is more than a transaction — it’s a milestone. Whether it’s your first home or your forever home, we’re here to make the journey smooth and stress-free.

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A large, traditional-style house with gray siding, white trim, and multiple gables. The home features a slate roof, large arched windows, and a manicured lawn with a stone patio and swimming pool. Surrounded by trees.

What other homeowners are saying:

“Working with Cox home loans was fantastic. Being no stranger to home loans I was unsure of how adding a 3rd would go, not to mention my wife panics about everything. We own two rental properties and securing a 3rd loan is no easy task Donald kept everything running smoothly and was informative and responsive regarding every little detail and call associated with getting this deal done. They were extremely educational throughout the process, and I cannot stress enough how important this is when going through the loan process.”

-Corey M.


“I highly recommend using Cox Home Loans. Donnie kept me informed regularly throughout the loan process and was always timely to respond when I emailed or text questions. The entire process was rather easy and I did not experience any issues or surprises at signing. What typically is a headache of adulthood was easy and painless.”

-Brian H.

Providing loans perfectly tailored to you.

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More Options. Better Rates. Easier Home Loans.

As a mortgage broker, we’re not tied to one lender’s rates or loan programs. We have access to wholesale rates and countless loan options, giving you a better deal and a loan tailored to your needs.

We shop rates at United Wholesale Mortgage, Rocket Pro Mortgage, Sierra Pacific Mortgage and more — so you don’t have to.

Click here to learn more about brokers.
Modern kitchen interior with stainless steel appliances, light gray cabinetry, white quartz countertop island, subway tile backsplash, wood flooring, and a pendant light.

Simplify your loan process.

White horizontal timeline with three white dots, helping signify the easy steps a homebuyer takes in the loan process when they work with Cox Home Loans.

Apply now and chat with a loan officer.

Submit docs to underwrite your loan.

Sign closing docs and fund the loan.

Work with Cox Home Loans and close on your home in as soon as 14 days*.

Get started

*Many factors can impact your closing date, including purchase agreement details, your loan scenario, and more. Call us at (916) 796-9000 to learn how we help streamline the process.